Purchasing your first home can be a daunting task. Beyond all of the responsibilities that come with the purchase after the fact, preparing for it all can be exhausting on its own. It's important to remember that you're not alone in this venture. At Seeing You Home, our licensed Cambridge real estate agent, Mallory Siezar, can help you through this process. Continue reading and contact us today to learn more about finding a home in Cambridge, Ontario!
How To Prepare For Buying Your First Home
Budget Early
Before you start your search, you first need to know how much you can afford. This will help you immensely when it comes time to look at particular properties and make an offer. Remember that your budget isn't just the purchase price of the home — it also includes incidentals like legal fees, land transfer taxes, and home inspections.
Build Credit
With a price range in mind, you can start thinking about how you'll finance your first home. If you're using a mortgage, the first step is to get pre-approved. This will give you an idea of how much you can afford to borrow. In order to get pre-approved, most lenders will look at your credit score. If you don't have a strong credit history, start building your credit now by using a credit card and making your payments on time.
Carefully a Select an Ontario Real Estate Agent
Your real estate agent will be your partner throughout the entire home-buying process. They will help you find properties that fit your budget and needs, and negotiate on your behalf to get you the best possible price. When selecting an agent, it's essential that you choose someone who you feel comfortable with and who you can trust to have your best interests at heart. At Seeing You Home, we take a relationship-focused approach. This way, we can get to know you and what you're looking for, and better help you find your dream home.
Start Searching for Your Cambridge Home
With first time home buyer assistance from Mallory Siezar and our Seeing You Home team, you can begin your search. We will take you through the available homes for sale in Cambridge, Ontario. To get the most out of this part of the process, be sure to have professional home inspections completed and be aware of your rights and responsibilities as a first-time buyer.
If you are buying a house for the first time, get the compassionate assistance you deserve. Contact Mallory Siezar and our team today!